Homeownership. Make it Part of Your Future.

The Ohio Housing Finance Agency offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier. Over the last year, the Agency has seen a drastic increase in volume for its homebuyer assistance programs.

To ensure the Agency's ability to provide Ohio homebuyers with discounted mortgage rates and down payment assistance, adjustments will be made to the homebuyer assistance programs. Effective with reservations on or after July 1st, OHFA's down payment assistance will change to 3% for Conventional loans and 3.5% for Government loans (FHA, VA, USDA). The Agency will also begin using target and non-target income limits for all first-time homebuyer programs as are currently used in the Mortgage Tax Credit program.

This video covers the steps that lead to homeownership when you use the Ohio Housing Finance Agency.